Professional liability Insurance
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Accountants Insurance – Errors & Omissions Insurance

Chartered Accountants, CMA’s and CGA’s


Accountants Professional liability Insurance but more commonly known as errors & omissions (E&O) is aimed at providing protection against financial loss resulting from a legal liability to a third party.

Anyone who offers services or advice in a specialised field ( consultants, notaries public, real estate brokers, insurance agents themselves, appraisers, management consultants and information technology service providers,architects, landscape architects, engineers, attorneys, third-party business administrators, quality control specialists, nondestructive testing analysts, and many others. could be held accountable at law for the advice or service mistake which causes financial harm to another can occur in almost any transaction in many professions. to the general standards of their profession or industry.


Accountants, Bookkeepers and Auditors work across a wide range of businesses

Accountants – Errors & Omissions



Chartered Accountants, CMA’s and CGA’s


First dollar defense, deductible does not apply to defense costs for E&O

– Min Premiums – E&O $850 and CGL $450

– E&O coverage is Costs in Addition basis and includes :
Trust Fund Management $25,000 Sublimit

Civil Penalty Coverage $100,000 per claim

Directors & Officers Liability – Outside Non Profit included

Automatic 60 day extended E&O reporting period

Disciplinary Proceedings Reimbursement – $15,000 Sublimit

Loss of Documents – $25,000 Sublimit

Libel, Slander or Defamation – $50,000 Sublimit

Privacy Failure Expense – $25,000 Sublimit

Occupational Health & Safety – $15,000 Sub Limit

– Errors and Omissions – up to $5,000,000 limit

– Commercial General Liability up to $5,000,000 limit

– Office Property Package


For an appointment to discuss your needs, please contact me. I will set up a time which is suitable to you and will personally come to your workplace to discuss all of your insurance needs.

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Accountants Professional liability- Errors & Omissions (E&O)

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