AUTO BODY SHOP INSURANCE PROGRAMS

GET YOUR FREE ONTARIO AUTO BODY SHOP INSURANCE PROGRAMS QUOTE TODAY

We tailor design small business insurance policies to cover insurance needs for

Auto Repair Garage Facilities Insurance
Auto Air Conditioning Service Insurance
Auto repair Body Shops Insurance
Carwashing & Detailing Insurance
Engine Rebuilding Shops Insurance,
Emission and Inspection Centres Insurance
Glass, Windshield Repairs Insurance
Lube/Oil Change Shops Insurance
Muffler Repair Shops Insurance
Rust Proofing Shops Insurance
Sound System Installation Insurance
Transmission Repair Shops Insurance
Tune-Up Service Insurance
Towing and Recovery Services Insurance
Upholstery Repair Shops Insurance
Used and new Car Dealers with Auto Repair Shop
Automobile Accessories StoresInsurance
Gas Stations – Full-Service and Self-Service

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tires, wheels, hubcaps

Auto Body Shop Insurance Programs

Garage Auto Body Shop Insurance Programs

We tailor design policies to cover insurance needs for Automobile Repair Garage Facilities, Auto Air Conditioning Service Facilities, Body Shops, Car Washes, Engine Rebuilding Shops, Emission and Inspection Centres, Glass, Windshield Repairs, Lube/Oil Change Shops, Muffler Repair Shops, Rust Proofing Shops, Sound System Installation, Transmission Repair Shops, Tune-Up Service and Upholstery Repair Shops. Used and new Car Dealers with

Let’s take a look at necessary and important coverages for auto body shop insurance programs.

Auto body shop insurance programs can offer you the following important coverages that will assist in giving you adequate coverage

auto body shop insurance programs Contents coverage:

The Auto Body Shop Insurance Programs require a valuation of stock in order to obtain the auto body shop Business Contents coverage. In order to calculate the value of the stock content, we will ask the owners of the auto body shop to estimate the value of the stock for insurance purposes and this will allow us to give the best and adequate coverage for your auto repair shop business insurance.

Keep in mind that oil filters, air filters, tires, wheels, hubcaps, auto batteries, spark plugs, various hoses, and belts, brake shoes, and pads, windshield wipers, auto additives and accessories including windshield wiper fluid, antifreeze, motor oil, brake fluid, etc. all need to be taken into account when taking out auto body shop Business Contents Insurance.

auto body shop insurance programs Valuation of the Insured’s Tools and Equipment:

This includes Air Compressor,Sander,Slide Hammer/ Stud Welder,Auto Body Hammer and Dolly Set,Sanding Blocks,Body Filler/ Bondo

,Spreader and Putty Knives,Mig Welder,Plasma Cutter,Car Lift,Spot Welder,Grinder,Buffer/ Polisher,Mini Frame Machine,Paint boot hand-operated portable jacks, hydraulic lifts; etc.

auto body shop insurance programs Valuation Office Equipment and Waiting Room Area:

Auto body shop Insurance Program will cover your waiting room area, vending machines, computers, fax machines, phones system, photocopiers, coffee maker, stereo system, television chair, couch ,table, etc.

auto body shop insurance programs Personal Property of your employees tools.

If you opt for this coverage you will be covered for the Personal Property of your

employees tools under our auto body shop Insurance Program. We are aware that automotive technicians are expected to supply their own tools upon being hired and these tools are extremely costly and can have a value of up to $60,000.

auto body shop insurance programs Automobile Liability

Generally, auto body shop and Oil Change Centers will experience significant Automobile Liability exposure. In many auto body shop, employees may use personally owned vehicles to run tasks, such as making bank deposits, picking up auto parts and supplies, etc.

Some auto body shop loan out cars to customers while they are having their vehicles repaired. There are also auto body shop that offer towing services and some will also have incidental used vehicles for sale. These customers will naturally want to test-drive. For these reasons we recommend that you combine your Automobile Liability and General Liability and to also add a Garage Keepers’ Legal Liability section.

auto body shop insurance programs Garage Keeper's Legal Liability:

As an auto body shop this coverage pays for any damages incurred to a vehicle while it is in the care, custody or control of the auto body shop

auto body shop insurance programs also offers Product Liability and Completed Operations

This coverage will protect you against repairs or services that have been improperly performed as well as the installation of faulty parts and we highly recommend having the auto body shop Product Liability and Completed Operations coverage

auto body shop insurance programs employee dishonesty and crime

This coverage will protect: Inside Loss, Outside Loss, Theft from Custodian’s Home, Money Orders & Counterfeit Currency, Depositors Forgery, Computer Fraud, Incoming Cheque Forgery

auto body shop insurance programs Environmental Impairment Liability

Auto body shop Insurance Program can offer you coverage for Environmental Impairment Liability (this is an optional coverage you can request )

Auto body shop generate a great deal of waste on a daily basis. Some of these wastes, such used cleaning rags , refrigerants, and antifreeze, are considered to be hazardous and must be handled and disposed of accordingly.

What is the cost of auto body shop Insurance?

Auto body shop Insurance Program begins for as little as $150.00 Per month.

Why maintaining strict key control is so important in an Auto Shop Repair Facility?

Customers keys to vehicles are kept on a keyboard in lockboxes overnight, the board should be situated in an area that is inaccessible to customers. Auto theft and vandalism may pose a problem.

What are the hazards faced by the auto body shop drivers?

Bad weather, poor road conditions, traffic congestion, unfamiliar roads are some of the hazards that auto body shopdrivers are exposed to.

Is there a Policy that covers auto body shop Auto Repair Insurance and used cars?

We can tailor the auto body shop Insurance Program to cover incidental towing as well as incidental used car sales

What do I need to do to obtain auto body shop Business Insurance?

Contact us for your auto body shop Insurance Program today. For your free quote contact 416-388-8918 or simply complete the auto body shop Insurance application form below to get your free quote started.