Auto Repair Shop Insurance Program

Get your free Ontario Auto Repair Shop Insurance Program quote today

We tailor design small business insurance policies to cover insurance needs for

Auto Repair Garage Facilities Insurance
Auto Air Conditioning Service Insurance
Auto repair Body Shops Insurance
Carwashing & Detailing Insurance
Engine Rebuilding Shops Insurance,
Emission and Inspection Centres Insurance
Glass, Windshield Repairs Insurance
Lube/Oil Change Shops Insurance
Muffler Repair Shops Insurance
Rust Proofing Shops Insurance
Sound System Installation Insurance
Transmission Repair Shops Insurance
Tune-Up Service Insurance
Towing and Recovery Services Insurance
Upholstery Repair Shops Insurance
Used and new Car Dealers with Auto Repair Shop
Automobile Accessories StoresInsurance
Gas Stations – Full-Service and Self-Service

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tires, wheels, hubcaps

Auto Repair Shop Insurance Program

Garage Auto Repair Insurance Program
We tailor design policies to cover insurance needs for Automobile Repair Garage Facilities, Auto Air Conditioning Service Facilities, Body Shops, Car Washes, Engine Rebuilding Shops, Emission and Inspection Centres, Glass, Windshield Repairs, Lube/Oil Change Shops, Muffler Repair Shops, Rust Proofing Shops, Sound System Installation, Transmission Repair Shops, Tune-Up Service and Upholstery Repair Shops. Used and new Car Dealers with

Let’s take a look at necessary and important coverages for Auto Repair Shop Insurance.

Auto Repair Shop Insurance Program can offer you the following important coverages that will assist in giving you adequate coverage

auto Repair Shop Business Insurance Contents coverage:

The Auto Repair Shop Insurance Program requires a valuation of stock in order to obtain the Auto Repair Shop Business Contents coverage. In order to calculate the value of the stock content we will ask the owners’ of the Auto Repair Shop to estimate the value of stock for insurance purposes and this will allow us to give the best and adequate coverage for your auto repair shop business insurance.

Keep in mind that oil filters, air filters, tires, wheels, hubcaps, auto batteries, spark plugs, various hoses and belts, brake shoes and pads, windshield wipers, auto additives and accessories including windshield wiper fluid, antifreeze, motor oil, brake fluid, etc. all need to be taken into account when taking out Auto Repair Shop Business Contents Insurance.

Auto Repair Shop Valuation of the Insured’s Tools and Equipment:

This includes diagnostic equipment; air compressors ,powered and non-powered tools, such as drills, wrenches, screwdrivers, and other

handheld tools; hand-operated portable jacks, hydraulic lifts; battery chargers; lubrication equipment, wheel alignment machines ,brake service equipment; engine diagnostic equipment, tire changing and repairing machinery and tools; transmission flush machine telescopic oil drain, waste oil tank, Engine Jack, Transmission Jack, etc.

Auto Repair Shop Valuation Insured’s Office Equipment and Waiting Room Area:

Auto Repair Shop Insurance Program will cover your waiting room area, vending machines, computers, fax machines, phones system, photocopiers, coffee maker, stereo system, television chair, couch ,table, etc.

Auto Repair Shop Insurance Program Personal Property of your employees tools.

If you opt for this coverage you will be covered for the Personal Property of your

employees tools under our Auto Repair Shop Insurance Program. We are aware that automotive technicians are expected to supply their own tools upon being hired and these tools are extremely costly and can have a value of up to $60,000.

Auto Repair Shop Business insurance Automobile Liability

Generally, Auto Repair Shops and Oil Change Centers will experience significant Automobile Liability exposure. In many Auto Repair Shops, employees may use personally owned vehicles to run tasks, such as making bank deposits, picking up auto parts and supplies, etc.

Some Auto Repair Shops loan out cars to customers while they are having their vehicles serviced. There are also Auto Repair Shops that offer towing services and some will also have incidental used vehicles for sale. These customers will naturally want to test-drive. For these reasons we recommend that you combine your Automobile Liability and General Liability and to also add a Garage Keepers’ Legal Liability section.

Auto Repair Shop Insurance Garage Keeper's Legal Liability:

As an Auto Repair shop this coverage pays for any damages incurred to a vehicle while it is in the care, custody or control of the Auto repair Shop.

Auto Repair Shop Insurance Program also offers Product Liability and Completed Operations

This coverage will protect you against repairs or services that have been improperly performed as well as the installation of faulty parts and we highly recommend having the Auto Repair Product Liability and Completed Operations coverage

Repair Shop Insurance Program employee dishonesty and crime

This coverage will protect: Inside Loss, Outside Loss, Theft from Custodian’s Home, Money Orders & Counterfeit Currency, Depositors Forgery, Computer Fraud, Incoming Cheque Forgery

Auto Repair Shop Insurance Program Environmental Impairment Liability

Auto Repair Shop Insurance Program can offer you coverage for Environmental Impairment Liability (this is an optional coverage you can request )

Auto Repair Shops generate a great deal of waste on a daily basis. Some of these wastes, such used motor oil and filters, refrigerants, and antifreeze, are considered to be hazardous and must be handled and disposed of accordingly.

Auto Repair Shop Insurance Program Equipment Floater:

Auto Repair Shops have equipment and machinery on hand that is used for either diagnosing mechanical problems or performing services and repairs

What is the cost of Auto Repair Shop Insurance?

Our Auto Repair Shop Insurance Program begins for as little as $150.00 Per month.

Why maintaining strict key control is so important in an Auto Shop Repair Facility?

Customers keys to vehicles are kept on a keyboard in lockboxes overnight, the board should be situated in an area that is inaccessible to customers. Auto theft and vandalism may pose a problem.

Auto Shop Repair Facility Customers keys

What are the hazards faced by the Auto Repair Shop drivers?

Bad weather, poor road conditions, traffic congestion, unfamiliar roads are some of the hazards that Auto Repair Shop drivers are exposed to.

Is there a Policy that covers Auto Repair Insurance for used cars?

We can tailor the Auto Garage Insurance Program to cover incidental towing as well as incidental used car sales

What do I need to do to obtain Auto Repair Shop Business Insurance?

Contact us for your Auto Repair Shop Insurance Program today. For your free quote contact 416-388-8918 or simply complete the Auto Repair Shop Insurance application form below to get your free quote started.