GMS Personal Health Coverage Insurance
Health, Dental, Prescription Drug and Travel Coverage for you and your family.
The costs of everyday life can add up quickly. Health care needs can place an additional and sometimes unexpected financial burden on your family. Make sure you’re covered for everyday health needs, medical emergencies and rising drug and dental costs with supplemental health insurance.

Personal Health Coverage Insurance
OmniPlan GMS Personal Health Coverage Insurance
Think of it as the peace of mind plan. Our OmniPlan® is your superior health insurance choice. Choose this plan for extensive health coverage – benefits include physiotherapy, massage therapy, vision care and preferred hospital rooms, just to name a few!
Your superior health insurance choice; OmniPlan provides extensive health benefit coverage including health practitioner services like physiotherapy and massage therapy, vision care, and glasses. Don’t forget you can also add prescription drug and dental coverage, and hospital cash to cover out-of-pocket expenses when you have an extended hospital stay.
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ExtendaPlan GMS Personal Health Coverage Insurance
Our ExtendaPlan® provides comprehensive coverage with a wide range of benefits including coverage for medical emergencies, eye exams and glasses, medical supplies and equipment, and a variety of health specialists.

Personal Health Coverage Insurance ExtendaPlan
ExtendaPlan provides comprehensive insurance with a wide range of benefits including coverage for medical emergencies, health practitioners and medical supplies and equipment. Don’t forget you can also add prescription drug, dental coverage, and hospital cash to cover out-of-pocket expenses when you have an extended hospital stay.
BasicPlan GMS Personal Health Coverage Insurance
Our BasicPlan provides ideal coverage for unexpected emergencies including those fundamental health benefits not covered under your provincial health plan, such as ambulance services, preferred hospital rooms and in-hospital drugs.
Our BasicPlan is ideal for unexpected emergencies, including those fundamental health benefits not covered under your provincial health plan, such as ambulance services, preferred hospital rooms and in-hospital drugs. Don’t forget you can also add prescription drug and dental coverage, and hospital cash to cover out-of-pocket expenses when you have an extended hospital stay. Get a Quote or Purchase
Additional Coverage Options
Basic Prescription Drug GMS Personal Health Coverage Insurance
Covers the cost of prescription drugs listed under your provincial drug formulary (as detailed under your province’s drug or pharmacare plan/program) up to $3,500 per person, per year. Pay only $4 for each eligible prescription. Use our convenient pay-direct card and reduce your out-of-pocket expenses. Prescriptions for pre-existing medical conditions are not eligible for coverage.

Personal Health Coverage Insurance Basic Prescription Drug
* Coverage excludes contraceptives, fertility drugs, drugs intended to treat sexual dysfunction, lifestyle drugs, diet drugs, drugs for cosmetic purposes, over-the-counter drugs, drugs used to stop smoking, and experimental and non-formulary drugs.
Please refer to the policy document for full details.
Enhanced Prescription Drug
Covers the cost of prescription drugs and oral contraceptives up to $5,000 per person, per year. Includes coverage up to $800 per person, per year for prescription drugs for pre-existing medical conditions and legal prescriptions for drugs not listed under your provincial drug formulary. Pay only $4 for each eligible prescription. Use our convenient pay-direct card.
* Coverage excludes fertility drugs, drugs intended to treat sexual dysfunction, lifestyle drugs, diet drugs, drugs for cosmetic purposes, over-the-counter drugs, drugs used to stop smoking, and experimental drugs.
To determine if a prescription drug is listed under your province’s drug formulary, contact your provincial health department or ministry, or consult with your physician.
Please refer to the policy document for full details.
Dental Care GMS Personal Health Coverage Insurance
Basic services include oral exams, scaling, polishing, fillings, uncomplicated extractions, endodontics, periodontics, oral surgery, and repairs to dental appliances. Major services include crowns, bridges, dentures, gold inlays and onlays.

Personal Health Coverage Insurance Dental Care
1st year: 75% Basic services to a maximum of $500 per person
2nd year: 80% Basic services and 50% Major services to a combined maximum of $750 per person
3rd year and up: 80% Basic services and 50% Major services to a combined maximum of $1,000 per person
Please refer to the policy document for full details.
Hospital Cash GMS Personal Health Coverage Insurance
GMS will pay $100 per day, to a maximum of $3,000 per policy year if you are hospitalized. Coverage commences on the 4th day of

Personal Health Coverage Insurance Hospital Cash
hospitalization in the case of an accident or illness, or on the 7th day of a maternity stay. This cash can be used for any expenses, such as food, parking and television or telephone rental.
Please refer to the policy document for full details.

Personal Health Coverage Insurance
Annual Travel
(Available to BC, AB, MB, ON, NS, NL, PE, YU, NWT and NU residents only. For SK residents, travel medical emergency coverage is included in ExtendaPlan® and OmniPlan®.)
Travel coverage includes the following benefits in the event of a medical emergency:
In-Hospital Care
Physicians Services
Diagnostic Services
Out-Patient Medical Treatment
Prescription Drugs – maximum 30 day prescription
Rental of Essential Medical Appliances
Emergency Dental Services – $2,000 for accidents and $500 for dental pain
Private Duty Nursing – $5,000
Health Practitioners- $300
Road and Air Ambulance
Remote Evacuation- up to a maximum of $20,000
Repatriation
Special Attendant – if returned to Canada by air
Return of Family Member – $1,000
Return & Escort of a Dependant Child/GrandChild – one way economy airfare
Family/Friend to Bedside – $3,000 for airfare and $750 for out-of-pocket expenses
In Event of Death- $2,000 maximum
Return of Remains – $7,000
Return of Vehicle – $2,000
Return of Cat or Dog – $300
Child Care – $500
Out-of-pocket Expenses – $1,000
Take as many trips as you like:
In Canada: $2 million coverage, 180 days per trip, available to all age groups
Outside Canada: $2 million coverage; 15, 30, or 48 days per trip; available to people under 80 years of age
GMS Travel Assistance must be contacted within 24 hours of an emergency or accidental injury if outside of Canada. Failure to notify shall limit payment to 70%, up to a maximum of $50,000.
Please refer to the policy document for full details.
Additional Coverage GMS Personal Health Coverage Insurance
Enhance your plan with optional coverage for Prescription Drugs, Dental Care, Hospital Cash and Travel Medical.
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