GET A FREE NO-OBLIGATION Affordable High-Risk Auto Insurance quote

Check the policy carefully for correct information.
Combine both your house and car policies for the extra discounts.
Check postal codes
Location addresses can affect your rates.
Are you retired?
Are you over 55 years of age?
Are you paying for coverage you don’t need?
If you have a small claim, pay it yourself and save your Insurance for the big one.
Install an alarm system in your home and car.
Pay up front rather than monthly.
Higher deductibles result in savings.
Have you been consistent with one Insurance Company?
If your car is over 5 years old, you may want to take off the collision.
Before reporting a claim to your Insurance Company it is important to talk to your broker

Liability 

Liability Coverage pays damages due to bodily injury and property damages to others for which you are responsible. If you’re sued, it also pays your defence and court costs. Medical expenses, pain and suffering, and lost wages are some examples of what Liability Bodily Injury may cover. Liability Property Damage covers damage to property and loss of its use.

Standard auto insurance

Protects you and your family if you have an accident, covering:
1) Injury, death or property damage to others
2) Healthcare costs and loss of income for you or your family

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Collision Protection

Protect your vehicle if it’s damaged in an accident with this valuable add-on feature

Comprehensive Coverage

Safeguard against damage not caused by a collision, including theft, vandalism, falling objects and more.

Optional Accident Benefits Coverages
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Transportation Replacement

Temporary Vehicle
Get access to a rental car to keep you on the road while your car is being repaired or replaced following a claim. Include
this add-on benefit and enjoy less interruption to your daily life should you have an insured loss.

Liability for Damage to Non-Owned Automobile(s)

This endorsement provides physical damage coverage to vehicles that you may operate but do not personally own – such as a vehicle that you have rented or borrowed.

Removing Depreciation Deduction

This coverage removes the insurer’s right to deduct depreciation from the value of your vehicle when settling a claim for loss or damage caused by a peril for which you are insured.

Family Protection Coverage

This coverage protects you, or an eligible member of your family, to the same limits as your Third-Party Liability coverage if you are involved in an automobile accident where you are not at fault, with someone who carries less insurance, no insurance, or is an unidentified driver (e.g., hit and run).

Roadside Assistance

No one wants to be left stranded because of a breakdown. Whether you need a tow, battery boost or have run out of gas, we’re here to help with our optional Roadside Assistance protection.

Accident Forgiveness

Don’t let one mistake affect your good driving record. With our available accident forgiveness options, your car insurance rate won’t go up after your first accident, even if you were at-fault.

High Risk Drivers

Although an individual insurance company may refuse to sell you auto insurance if its approved underwriting rules determine you to be a “high risk,” the insurance industry as a whole cannot refuse to sell you basic insurance.
Get Online quote for High Risk Insurance Driver

Ride-sharing insurance

Ride-sharing insurance is designed for part-time drivers who use their own vehicles to carry paying passengers.
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http://www.ontario.ca/driving-and-roads/uncertified-drivers-record