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Students

The Student plan offers those who are studying away from home a smart and economical way to help protect themselves against the cost of emergency medical and basic healthcare expenses and more.

Plans are available for full-time:

  1. International students studying in Canada or
  2. Canadian students studying outside their home province or outside of Canada.

Family coverage is also available for immediate family members residing with the student.

 

Inbound Students (International Students)

If you’re coming from outside Canada to study here, it’s important to protect yourself with medical insurance. While many medical costs are covered for Canadians, that protection does not extend to international students.

As an Inbound Student, this plan provides you with coverage for both emergency medical and basic healthcare expenses – up to $2 million.

 

Outbound Students (Canadian residents studying abroad)

If you’re a Canadian resident studying abroad, your government health insurance plan may only provide limited coverage, which may require you to cover expensive medical costs out of your own pocket.

 

As an Outbound Student this plan provides you with coverage for both emergency medical and basic healthcare expenses – up to $2 million.

 

National Students (for Canadian residents studying within Canada)

If you’re a Canadian resident preparing to study in Canada, but outside of your home province, your government health insurance plan may only provide limited coverage if you fall sick or get injured. You may be on the hook for expensive medical costs.

As a National Student, this plan provides you with coverage for both emergency medical and basic healthcare expenses – up to $2 million.

TRAVEL TIP: National Students while in Canada, pay a premium rate at half the cost of Outbound or Inbound Students

Student travel plan

The plan that’s right for you

For full-time students including:

  • International Students studying in Canada
  • Canadian Students studying abroad
  • Canadian Students studying in Canada but outside their principal province of residence

Post-doctoral research students are considered as students.

Note: To be eligible, you must be under the age of 55. Any Canadian student must be covered under a government health insurance plan from a Canadian province or territory to apply. It is your responsibility to ensure continued coverage under the government health insurance plan of your province/territory of permanent residence.

International Students

  

Plan Overview

Emergency and Non-Emergency Medical Benefits*

Up to a maximum aggregate of $2 million for emergency medical and non-medical coverage for covered risks.

Emergency Medical Benefits

  • Hospital expenses
  • Physician services
  • Diagnostic services
  • Private duty nurse 
  • Ambulance transportation
  • Prescription drugs 
  • Paramedical services
  • Emergency dental treatment
  • Psychiatric care
  • Trauma counselling
  • Medical appliances
  • Emergency evacuation
  • Family transportation to beside and subsistence allowance
  • Repatriation of mortal remains
  • Tuition reimbursement
  • Trip break

Non-Emergency Medical Benefits

  • Annual medical examination – up to $100 per year
  • Eye examination – up to one visit per year

Accidental death or dismemberment – up to $10,000

 Please note:

*Exclusions, limitations and conditions apply. See the policy for detail

 

Eligibility

No coverage is available under this policy if any applicant:

  • is travelling contrary to medical advice;
  • requires kidney dialysis;
  • has used home oxygen anytime during the twelve (12) months prior to the date of application;
  • has been diagnosed with a terminal illness with less than two (2) years to live.

Also, to be eligible for insurance under this policy, you must be:

  •  under the age of 45; and
  • a full-time student with proof of admission or enrolment in a recognized institute of learning; or
  • a student completing post-doctoral research in a recognized institute of learning; or
  • dependent(s) and/or the spouse of and residing with, a student covered under this insurance and named on the application; and
  • purchasing coverage for an inbound trip, when your home country is not Canada and you are temporarily residing in Canada.

If you stay at your destination between semesters, you can re-apply for coverage as long as you have proof of enrolment in the following semester.

International Students studying in Canada

Canadian Students studying abroad

Canadian Students studying in Canada but outside their principal province of residence

Post-doctoral research students are considered as students.

Note: To be eligible, you must be under the age of 55. Any Canadian student must be covered under a government health insurance plan from a Canadian province or territory to apply. It is your responsibility to ensure continued coverage under the government health insurance plan of your province/territory of permanent residence.

Contact

Contact Today For An Appointment To Discuss Your Needs.

I will set up a time which is suitable to you and will personally come to your workplace to discuss all of your insurance needs

Leon Levi (R.I.B LLQP)
Commercial Insurance Account Executive
llevi@insureitgroup.com
800 Denison St, Suite 200
Markham, Ontario L3R 5M9
416-388-8918
905-752-3600 ext 513
905-752-3688

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